The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.
Hour 3: Aired on Thursday, December 8, 2016 - Carrie (Minneapolis-St. Paul, Minnesota) has $250,000 in debt. They also have a credit card with a $5,000 balance and a 28% interest rate. Should they transfer it to another card? - Amy (Tampa, FL) asks if they should use money from a TSP (Thrift Savings Plan) to pay back their HOA dues as they face bankruptcy. - Dave talks about the various ways to watch and listen to the show. - Courtney (Columbus, OH) doesn't know what to do with his car. - Mary (Waco, TX) is saving for her kids' college. What's the best way to prepare in case laws change? - Anthony (Midland-Odessa, TX) just started on the Baby Steps and may need to move to take a new job. - Kris and Breanne (Nashville, TN) do their debt-free scream from the lobby. Kris, a Ramsey team member, and his wife paid off $35,394 in 17 months. - Vince (Cincinnati, OH) asks if he should move for a job. - Dave shares the Scripture and quote of the day. - Brittany (Colorado Springs, CO) is in a good place financially, but asks if buying a house with an FHA loan is a good idea. - Gabriel (New York, NY) asks how to buy construction materials. - Dave answers Janeen's question from Facebook. Would Dave recommend any books for a new supervisor?